Nationwide's £100 Fairer Share Payment: What Customers Need to Know for 2025

Nationwide Eyes 2025 Fairer Share Payment: Big News for Account Holders

A fresh round of £100 bonuses could be coming for millions of Nationwide members, as the building society weighs a repeat of its Fairer Share Payment scheme in 2025. While nothing is set in stone yet, all eyes turn to May 29—that’s when Nationwide will reveal its annual financial results and, possibly, confirm the return of this sought-after scheme.

The Fairer Share Payment isn’t new territory for Nationwide. Both in 2023 and 2024, the society surprised nearly four million eligible members with a £100 one-off bonus. It was a move that got people talking and had rivals watching closely. If Nationwide’s profits hold steady, there’s a strong chance they’ll keep this tradition alive.

But don’t confuse this with the recent “Big Nationwide Thank You.” That payout made headlines earlier this year when 12 million members received a £50 windfall. While both giveaways are examples of the society returning value to its customer-owners, they’re separate initiatives. The Big Thank You was more of a broad gesture, while the Fairer Share Payment is targeted for those meeting specific conditions.

So, who qualifies for the next £100 bonus, assuming it goes ahead? Based on previous years, eligibility centers on two factors: you’ll need a qualifying current account, plus at least one active savings account or a mortgage with Nationwide. The snapshot date for these requirements is March 31—if your account lineup fits the bill by then, you’re in the running.

Why the generosity? Remember, Nationwide is a building society, not a bank. It’s owned by its members, not external shareholders. That means if the society makes a solid profit, the board can choose to return some of that money straight to everyday account holders instead of paying out dividends to City investors. It’s a different model, and it’s grabbing plenty of attention as high street banks face criticism for passing slim pickings to savers and customers.

Of course, there’s no guarantee. Nationwide leaders have been clear: the Fairer Share Payment will only continue if the financial results stack up. The final cash amount for 2025 hasn’t been revealed, either—it could match the usual £100, or there’s a chance they adjust according to the year’s profits.

How to Stay Eligible—and What’s Next

More people are paying attention now, especially after the flood of excitement over past handouts. The advice is simple if you want to take part: keep your Nationwide current account active, don’t shut any linked savings or mortgage products, and watch for any messages from the society. All it takes is one qualifying current account, plus an active savings or mortgage arrangement, by the end of March.

If you’re already a member and fit the criteria, there’s nothing else you need to do. Nationwide reviews accounts automatically, so there’s no application process or form-filling. Still, keeping an eye on your inbox (and those official letters in the post) makes sure you won’t miss out if your eligibility or payment date changes.

The official word—will there be a fresh Fairer Share Payment or not?—lands on May 29. Until then, millions of Nationwide members can cross their fingers and keep their accounts in check. It’s a rare move in the world of British finance, and it could put a much-needed £100 back into the pockets of regular people next year.